TuCrédito

We help you calculate the monthly payments of your loan for a better financial planning

Read our Privacy Policy

In compliance with the Mexican Federal Law on Protection of Personal Data in Possession of Individuals, Tu Crédito has its address at Sierra Paracaima 875, Col. Lomas de Chapultepec, Miguel Hidalgo delegation, Mexico City, C.P 11000, Mexico. Tu Crédito (hereinafter "The Brand") informs you that the personal data, sensitive personal data, patrimonial or financial data that you provide us, will be protected in accordance with the provisions of the Federal Law on Protection of Personal Data in Possession of the Individuals, their Regulations, as well as the guidelines, parameters and other applicable provisions in force in order to include them in our distribution lists and our electronic records; being protected in the terms of this privacy notice.

Likewise, we put at your disposal the email info.sagaamgroup@gmail.com so that you can exercise your rights of access, rectification, cancellation or opposition in relation to the processing of your Personal Data.

1. Identity.

The Brand, in compliance with the provisions of the Federal Law on Protection of Personal Data in Possession of Private Parties (hereinafter the "Law") make you aware of this Privacy Notice, which aims to make known the terms and conditions of the processing of simple personal data, financial personal data, sensitive personal data (hereinafter "Personal Data") that are detailed below and that are provided by the owner of said data.

2. Personal data requested.

The "Personal Data" that may be requested are the following: full name, email address.

3. Sensitive Personal Data.

The Brand may collect sensitive personal data such as some financial data requested by the TuCredito mobile application. In which case, we will request the authorization of the natural or legal person for the treatment and transmission of said data, in accordance with the provisions of the Law ”.

4. Purpose.

The Brand informs you that the "Personal Data" provided may be used for the following;

I. To identify the person who is interested in using the TuCredito mobile application.

II. To contact you via email;

III. Advertising;

IV. To improve the performance of Google mobile ads, Google may collect certain information from applications, including:

a. IP address, which can be used to estimate the general location of a device.

b. Non-user related fault logs, which can be used to diagnose problems and improve the SDK. Diagnostic information may also be used for advertising and analytical purposes.

c. Performance data associated with the user, such as application startup time, idle rate, or power usage, which can be used to assess user behavior, understand the effectiveness of existing product features, and plan for new ones functions. The performance data can also be used to show ads, including sharing with other entities that show ads.

d. A device ID, such as the device advertising identifier or other device identifiers delimited by the application, which can be used for third-party advertising and analytics purposes.

e. Advertising data, such as advertisements the user has seen, can be used to enhance the analytics and advertising functions.

f. Other user product interactions, such as app launches, and interaction information, such as video views, can be used to improve advertising performance.

5. Means to limit the control of your personal data.

The Brand informs you that your "Personal Data" will be protected under administrative, physical and technological security measures which have been implemented in terms of the Law, in order to protect your "Personal Data" against any damage, loss, alteration, destruction, as well as avoiding unauthorized use and access.

6. Changes in the Privacy Notice.

The Brand may modify this Privacy Notice in order to implement, improve or incorporate new measures provided for in the Law, its Regulations and other regulatory provisions. Any modification to this Notice will be notified by sending an email, integrating the updated Privacy Notice, no later than 7 (seven) business days after the implementation of the Privacy Notice.

7. Exercise of ARCO rights: (Access, Rectification, Cancellation and Opposition).

If you have any questions or concerns about how The Brand processes "Personal Data", or if you wish to access, ratify, delete, copy, limit, cancel the use or delete "Personal Data" about you, or if you wish to revoke your consent to the treatment of them in accordance with the provisions of this Privacy Notice, contact by sending an email to info.sagaamgroup@gmail.com specifying your name, address and object of your request.

In both cases, the owner must specify in the request the right that he wishes to assert as well as the reasons for exercising it in order for The Brand to be able to respond within the time indicated by "The Law".

It is important to mention that the request must be accompanied by reliable identification of the owner of the right for it to proceed. If this is not the case, the Brand may require you only once, within a period of five calendar days from receiving the request, to provide the documents or elements necessary to process it. The holder will have ten calendar days to complete it and, in case of not doing so within said period, the corresponding application will be deemed not submitted.

If the application is duly completed with the required documentation, the Brand will have a maximum period of twenty business days to communicate to the owner the determination adopted regarding the application. If the request is appropriate, The Brand will make the determination effective within a maximum period of fifteen days from the notice of termination and will notify the owner that their request has been completed.

All communication with said person must have a corresponding acknowledgment of receipt thereof by email to the email address that we have as part of your information, otherwise it will be considered as not done.

8. Processing of Personal Data.

The Brand informs you that in order to comply with its contractual, administrative, fiscal, civil and commercial obligations, it may transfer its "Personal Data" to third parties with the understanding that they are obliged to maintain the confidentiality of the "Personal Data ”Supplied and to observe compliance with the terms and conditions of this Privacy Notice. The Brand may transfer the "Personal Data" collected to its affiliates and subsidiaries, national or foreign, which share internal processes and policies, for their corporate management; to natural and / or legal persons who carry out training for The Brand employees, to public and / or private entities before which La Marca participates in bidding processes and to the unions to which, where appropriate, the La Marca workers.



The Brand clarifies that the owner's sensitive personal data will not be transmitted to any person and for any reason.


9. Protection of Personal Data.

The Brand will take all appropriate measures to protect "Personal Data" that are compatible with the "Law", the laws and regulations on data security and privacy, including administrative, technical, physical security measures, even obliging third parties with whoever has a relationship in the terms of this Privacy Notice, to have the appropriate measures to protect the confidentiality and security of the "Personal Data".

10. Consultation.

For any queries you have regarding the protection of your “Personal Data”, please contact the compliance officer in charge of data privacy at: info.sagaamgroup@gmail.com.

You can consult this privacy notice at our address and on this website. The Brand will keep the Owner's information for primary, secondary and legal provisions for a term of five years after the relationship ends.

Contact Us

For any questions, clarification or help please contact us at:

info.sagaamgroup@gmail.com